Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions govern access to and use of the website www.stefnamerida.com, operated by Stefnamerida Consultoría Financiera S.A. de C.V. By accessing or using this website, you agree to be bound by these terms. If you do not agree with any of them, please refrain from using our site.
1. Service Provider Information
Stefnamerida Consultoría Financiera S.A. de C.V. is a company incorporated under the laws of the United Mexican States, with fiscal domicile at Calle 60 No. 348, between 41 and 43, Colonia Centro, C.P. 97000, Mérida, Yucatán, Mexico. RFC: SCF210315QR7. Registration with the Public Registry of Commerce of Yucatán, Electronic Commercial Folio: N-2021-045892. CONDUSEF Registration: CF-00923/2021.
2. Description of Services
Through this website, Stefnamerida provides information about its financial consulting services, financial education, and advisory on government support programs. The website serves as an informative medium and initial point of contact. Consulting services themselves are formalized through independent agreements between the user and Stefnamerida. Information published on this site is for guidance purposes only and does not constitute personalized financial advice or a guarantee of specific results.
3. User Requirements
To use our financial consulting services, the user must be 18 years of age or older, or have legal guardian authorization, provide truthful and up-to-date information on contact forms, be a legal resident of the United Mexican States, and use the website exclusively for the purposes provided in these terms. The user is responsible for maintaining the confidentiality of any access information provided and for all activities conducted under their account.
4. Appropriate Use of the Platform
The user agrees not to use the website for unlawful purposes or purposes contrary to these terms, not to attempt to access restricted areas of the site or Stefnamerida's computer systems without authorization, not to transmit content that is defamatory, obscene, fraudulent, or infringes on third-party rights, not to use automated mechanisms to extract data from the website, and not to carry out activities that may damage, overload, or impair the operation of the site.
5. Intellectual Property
All content on the website, including but not limited to texts, graphics, logos, icons, images, audio and video files, software, and data compilations, is the property of Stefnamerida or its content providers and is protected by Mexican and international intellectual property laws, including the Federal Copyright Law and the Industrial Property Law. Reproduction, distribution, modification, or commercial use of any content on the site without prior written authorization from Stefnamerida is prohibited.
6. Limitation of Liability
Stefnamerida strives to keep the website information updated and accurate; however, it does not guarantee that the content is error-free, complete, or suitable for a particular purpose. Results from any consulting service depend on multiple individual factors, and Stefnamerida does not guarantee specific financial outcomes. Under no circumstances shall Stefnamerida be liable for indirect, incidental, special, or consequential damages arising from the use of the website or the information contained therein, to the maximum extent permitted by applicable Mexican law.
7. Indemnification
The user agrees to indemnify and hold harmless Stefnamerida, its officers, employees, consultants, and business partners from any claim, demand, loss, damage, cost, or expense (including reasonable attorney's fees) arising from the misuse of the website, violation of these Terms and Conditions, or infringement of third-party rights by the user.
8. Links to Third-Party Sites
Our website may contain links to websites operated by third parties, including government portals related to social support programs. These links are provided solely for reference and user convenience. Stefnamerida does not control and is not responsible for the content, privacy policies, or practices of third-party websites. We recommend reviewing the terms and conditions of each site you visit.
9. Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the federal laws of the United Mexican States and, on a supplementary basis, the laws of the State of Yucatán. For the resolution of any dispute arising from the use of this website or the interpretation of these terms, the parties submit to the jurisdiction of the competent Civil Courts of the city of Mérida, Yucatán, expressly waiving any other jurisdiction that may correspond to them by reason of their present or future domicile.
10. Dispute Resolution
Before resorting to judicial proceedings, the parties commit to attempting to resolve any dispute through direct negotiation for a period of 30 calendar days from the written notification of the conflict. If the dispute cannot be resolved in this manner, the parties may resort to the conciliation and arbitration mechanisms of the Federal Consumer Protection Agency (PROFECO) or, as applicable, to the competent courts mentioned in the previous clause.
11. Changes to the Terms
Stefnamerida reserves the right to modify these Terms and Conditions at any time. Modifications will take effect upon publication on the website. Continued use of the site after the publication of changes constitutes acceptance of the modified terms. In the event of substantial changes, we will make reasonable efforts to inform registered users through available contact methods.
12. General Provisions
If any provision of these Terms and Conditions is declared invalid or unenforceable by a competent court, the remaining provisions shall continue in full force and effect. The failure to exercise any right or provision contained in these terms shall not constitute a waiver thereof. These Terms and Conditions, together with the Privacy Policy and Cookie Policy, constitute the complete agreement between you and Stefnamerida regarding the use of the website.